I need multifamily insurance for complex in Garden City Michigan

[Bruce Scannell]

I am currently reviewing the purchase agreement for a 26 unit in Garden City and am trying to line up some of the necessities. I have been getting quotes from companies I found by just googling commercial insurance brokers in the area, but the quotes seem high to me. I have multiple single family homes and duplexes in the same area and I'm paying $35-40/door/month, but the quotes I'm getting are $42 or higher. I was thinking it would be cheaper. 

Is that the trend that others are seeing or am I just off base?