Will I have a claim?

[Ryan Moore]

Ok, dumb question because I know there isn't a answer.  I'm trying to evaluate deducible vs premium quotes.  I'm about to close on a 4-unit multifamily in Phoenix.  I've personally have never had to file an insurance claim on my personal home.  What can I expect from being a landlord for this MF property now?  I know there are so many variables, but I'm just curious if, on the average, should I be expecting to file some claims?  The building is probably a B- to B property.