Insurance for the Uninsured Handyman

[Lois Ginter]

I have four duplexes and have $500K liability on each property.  I have a handyman lined up, who doesn't have workers' compensation.  I am willing to pay for his insurance, because I have about two months of steady work for him to do, and his hourly rate is cheap.

Is there any type of additional insurance I need to cover a workers' compensation situation, or is there some type of insurance he can take out on himself, and I just pay the premium for him?