Umbrella coverage/ LLC's - Insurance Companies

[Jackie Kat]

Hi, 

Thought maybe someone might have encountered this and could offer some advice.  

I currently own a few properties that are in the name of a LLC, which I have purchased a general liability insurance policy. I also have a couple of rental policies in my own name but when I went to the insurance company to ask about getting an umbrella coverage - they said that the LLC could be problematic and didn't give me a quote. I don't understand what the issue is because the LLC has adequate insurance and has limited liability so if anything happens, that shouldn't impact me personally. Has anyone encountered this - where they had problem with getting umbrella coverage on other assets because of the LLC? It makes no sense to me.

What insurance companies have others used for umbrella coverage?  Do all your insurance policies need to be with that company in order to get umbrella coverage?

Thanks,

Tricia