Normal Vs. Land Lord Insurance

[Minh Lai]

Normal Insurance vs. Land Lord Insurance

What is the difference and is it needed?

I got some quotes and they're roughly the same (land lord was cheaper by $29/month but less coverage). My parents own the property but I do all the leg-work. I just want to make sure I do my due-diligence and make sure everything is Okay.

Should I convenience my parents to switch? They feel like it's too much of a hassle and they've been with their previous insurance company for years.

*Note I haven't ask them to talk to their current insurance company and ask for their land lord policy. that just came to me.