Public Adjuster needed?

[Felix K.]

I used to owned a commercial building and business in it.  Just a year ago, it got burnt down, completely destroying the building and contents.  The insurance co sent their adjuster, and the damage estimated was over 120% over the max I was covered for.  So I did receive the max allowed, and didn't need the public adjuster.

The payment received wasn't enough to rebuild the building and buy back the inventories.  So I just closed it and ventured out for other things.  The insurance co hired their accountant and estimated loss to what seems to be about 30% of 8 months sales.

Anyone with experience in this matter, does that estimate seem within ball park?  I've contacted a public adjuster, but they don't seem to be interested in taking up the task.