Insurance for an owner occupied Duplex

[Nicole Rutherford]

Hi all! I am new to South Carolina and am purchasing a property down in Aiken. It is a 2/1 Duplex where I will live in one side and rent out the other. It currently is tenant occupied until October 2024 and after they move out I plan to use as a short term rental. I reached out to proper insurance and was quoted $2307.62 for the year which coming from Florida, was cheaper than I anticipated. I also received a quote from Steadily for $1,875 but read through some other posts here and am now nervous to use them. Does anyone else have a provider they recommend? Or best advised to stay with Proper? 

Thanks all! :)