Insurance on foreclosure during eviction process (previous owner still there)

[Matthew Thomas]

I posted this in the foreclosure forum and don't think I am reaching the right audience.   (moderators,  if I am wrong delete one)

I was the high bidder on a bank foreclosure auction,    I have attempted to offer the previous owner cash for keys and am getting the impression that she wants to drag it out and be evicted.   In talking to her, I got a vibe that she is not well mentally.

I am concerned about insuring the property for the duration of the eviction process,  specifically for liability because it seems like the laws put you in a catch 22 where you can't get on the property to maintain it yet they would hold you responsible for any dammages if they were to occur.

How does one protect against this?