Dwelling Coverage Amount

[Brian Olson]

I Have been going out to bid on my homeowner's insurance policies and I have found a lot of variation in what companies recommend for the Dwelling portion of coverage.  Ranges have been 170 dollars sq. ft. to around 300 dollars  a sq. ft.  One agent I spoke with recommended 400 dollars a sq. ft. and cited recent large  fires where many policy holders were underinsured with the rising costs of materials/inflation.  

I do understand that the specific market the property is in and quality of the build of the home will effect this cost.

Looking for feedback on what others have chosen.

Thanks,

Brian Olso n