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Updated over 1 year ago,
North Carolina Rentals- Liability Insurance Coverage including Pet Coverage
Hey,
My rental property is in North Carolina (Wilmington).
It is time for me to renew my homeowner's and liability insurance policies. My current liability policy is with USLIC. On the renewal policy, it lists a couple of new exclusions, one of them being coverage for pet liabilities. I have discussed this with my agent and he said this exclusion is a new exclusion statewide in NC (which is why it is possible that some are unaware of it yet) and he doesn't know of any blanket policies which will include pets in their coverage.
Has anyone else come across this? Can anyone advise of a carrier that will include this? Or do I need to get a secondary policy on top of my current policy?
Thank you!
Esther