Home owners insurance in Corolla

[Mohammed A.]

Hello

I am trying to find some suggestions about buying insurance for a home in outer bank: Duck/Corolla area. 

What Kind of insurance should I buy: 

Hazard insurance/Dwelling

Flood Insurance

Liability Insurance (it seems like some outer bank hazard/dwelling insurance doesn't include liability)

Any thought from anyone and any insurance companies you suggest. 

Thanks.

Mohammed.