Landlord Insurance after a Claim

[Stacey Bochenski]

I have moved out of my primary residence and intend to rent it out in California. About a year ago, I had a water line break and cause $18k of damage; I filed a claim with my insurance (AAA). The renewed my homeowners policy; however, they don’t have Landlord policies. I went to State Farm and they denied me and told me I’d have the same issue with any major insurance company. Looking for advice or recommendations on “less than major” insurance companies.