Help with insurance company screwing me over

[Moazzem Hussain]

I had some water damage at a rental back in February. The insurance company snd adjuster keeps making excuses and dragging the process a long. Its September and I haven't received anything. I haven't been able to repair my place either. 

Do I hire a laywer? Are there ither experts I can pay to help this along? Can I sue for damages simply because theyve taken so long to pay?

[Jason Bott]

@Moazzem Hussain your insurance agent should be supporting you in holding the claim adjuster accountable.  If they can not get anywhere with them, then you can always file a complaint with the Insurance Commissioners office.  Every state has one and the insurance carriers can get fined if they don't work within the allotted time frames set forth by the state.

Another situation that could be going one....It is possible this claim rep is an independent rep hired by the insurance carrier.  The insurance carrier could be thinking everything is going great.  Talking to your agent or the state will get everyone up to speed and back on the same page.