Single family rental insurance

[Clifford Firthh]

Hi,

I have a single family I will be renting out. The home is in my LLC. My DP3 insurance company is saying that if the insurance is purchased in the LLC then there will be no liability coverage or medical payment. But if I purchase the insurance in my name and add the LLC as additional insured there will be Liability and medical on the plan. Is this common?

Thanks in advance for anyone who can help me understand this!