Flood Zone Property in Jersey City NJ

[Yesenia Martinez]

Hi Everyone.

I’m looking at a property in the waterfront area of Jersey City that’s in a flood zone. I was wondering if anyone has experience in this area with properties in a flood zone and has a few minutes to chat or can refer me to someone.

I’d great appreciate it. Thank you.

[Kevin Manafi]

Hi @Yesenia Martinez, you can reach out to most any insurance provider and they should be able to give you a quote based on the address. Sometimes they will need what is called an "elevation certificate" to get you the most accurate quote, but they should be able to get you a ballpark with just the address. Flood insurance is almost always part of FEMA's National Flood Insurance Program, so the quotes will be pretty standard from provider to provider.