3+ roommates negate most insurance???

[Laurell Richey]

Hi

I am hearing (as an unfortunate result of the Marshall Fire in Colorado) that most insurance coverage is negated if there are more than 2 roommates. Unfortunately, after 24 years of investing, I am finding, to my horror, that this does seem to be the case with most insurance companies.

Who knows of companies that will deal with roommate situations?

Thanks