What sort of insurance do we need?

[Carlson Driver]

We currently have 3 doors. These are currently covered as part of an umbrella insurance for personal coverage.

However, we are moving these doors to different LLCs for better legal protection. So it would be

1. A condo in an LLC

2. A duplex in an LLC

3. Over time, we will likely get more doors, either single family or multi-families. All will be long term rentals

In this structure, what are your recommendations for ensuring proper insurance coverage? Should we get insurance for the LLCs? Or continue to just have the umbrella insurance?