Subject To and Insurance

[George Frye]

When doing a subject to, so you normally keep the insurance in the owner's name? If you don't keep it in the owner's name how do you not trigger the due on sales clause?

[Ben Zimmerman]

Originally posted by @Account Closed:

I'm relatively certain that you have it backwards.  You would want to be the primary and the seller would be the additional insured.  The way you have it written I'm fairly certain after the house is sold subject to, the previous seller could simply light the place on fire and collect the insurance check.