Wholesale negotiating with the bank

[Joseph Hernandez]

I have a home under contract for a to be determined price. ARV is 234k, has little equity. She wants it off her hands completely, didn't even ask for severance. She wants to sell it for the outstanding loan balance. I have requested a payoff, got authorization to speak to the bank and looking to get a short sale package. it's around 200k the loan and I want to discount the note to 100k to create some upside for everyone. Who has done this before or similar and how can I successfully close on this deal and satisfy all parties involved. I already have a ready buyer I can get it low enough.

Need answers asap please!