Seller is unsure how much she owes?

[Steph K.]

Hi everyone! I'm new to wholesaling and I'm hoping to get some advice here. I just got a call from a seller who wants to get out of her house, but she has no idea what she owes!

I searched the public records and I came up with some liens, back taxes, and 2 mortgages. However, she says that she bought insurance which was supposed to pay off the mortgages when her husband died, and she has the paperwork for it. It doesn't look like that happened, though.

If she only owes the liens and taxes, then it's a workable deal. The mortgages would mean she doesn't have any equity for me to work with.

Is it something that is worth my time to pursue? Should I get it under contract first and just let the title company sort out the mortgages and liens? Or would my time be better spent elsewhere? Thanks :)