I think I found my first wholesale deal / need answers please

[Xavier Mahoney]

I’m very new to wholesale flipping but have been doing my research for the last year and finally got the confidence to take real estate serious. This is my first post ever on bigger pockets so here goes nothing .....

Details :

Rochester ny house

3 bed 1 bath

And it says only 10k.

Arv: 45,000

And I have personally seen the inside

It says the property was foreclosed and the lender is selling for 9,500$.

My questions :

Do I contact the bank ? Whoever the lender is ? Or am I getting in over my head. I refuse to give up but I also don’t want to be making a big mistake. Any feedback is helpful. Thanks.