Homeowner Has A Question

[Ryshawn Cousar]

Hello BP!! I hope all is well. I am in the process of dealing with a homeowner in a distressed home. Her home is valued at 160 + after repairs and she owes 96k on the mortgage. She wants to know how the transition of the title or deed works. She assumed she would have to refinance. But I wasn’t sure how to answer. What are her options BP? Refinance(if so, explain in details that process please)? Short Sale? Or What? Thanks in Advance