Wholesaling to a non-cash buyer?

[Brandon Shewbridge]

Wholesalers - would you wholesale to a non-cash buyer?  

It seems like most wholesale deals are sold to cash buyers. I'm asking before I approach a local wholesaler looking for a BRRRR deal (only to be shot down). I'd much rather go in with financing than look for hard money for my 1st deal. (Who would lend hard money to a 1st timer anyway?) $30K properties in my area are teardowns or in areas that I wouldn't feel safe in. I have some cash on hand, but not the $100K+ that it would take to get what I am looking for in my area. In this scenario my goal would be to buy with minimal cash down using financing and use some of that cash balance to pay for the rehab.

[Suzanne Mark]

It's not so much as would the wholesaler sell to you even if you are financing...but can you get that particular property financed. 95% of wholesaling deals don't qualify for lending. There's a fine line between a fixer upper that will qualify for financing and one that won't. Hope that helps a bit :-)