Closing Agents? Title Insurance?

[Heather M.]

I am undoubtedly about to make a few veterans groan with my ignorance in this post so sorry in advance! Having NO real estate experience whatsoever, I became interested in wholesaling about 5 days ago- I have no coach, mentor, or formal education in this area. After some binge reading and driving aimlessly with my toddlers after school, I drove by a FSBO property and quite impulsively, using the evaluations I had studied, determined my MAO and called made an offer. Luckily I don't think the poor guy had any inkling that I am a complete rookie and faking it til I make it! Well, after some negotiations I am actually under contract with the seller with what I hope ends up being a great deal for all parties involved.

My question is this: all the videos and step by step articles I read on assignments basically said, "Find seller, write up purchase agreement with assignment clause, find buyer, sign assignment agreement, collect your fee, and wash your hands of the deal" and then you are done- but this evening I read some articles saying I need to submit my purchase agreement and assignment agreement to the closing agent and title company before finding an investor? Do I hire a closing agent and/or title company? Does the investor? Does the seller? If that responsibility is on me, should I instead just find an investor and then be honest by telling them I am new at this and ask if they have a closing agent/title company they work with? 

My second question is, if this all goes through, how are assignor fees generally collected? Wire transfer? Check? Is the fee paid in full or partially up front and partially at closing? 

Sorry if these are stupid questions- I guess I have the opposite problem of "analysis paralysis" and am more of a "leap without looking" type!

Thanks for your time!