Portfolio Loans / More than 3 investment mortgages

[Kevin Breneman]

Hello BP,

My name is Kevin and I am a recent subscriber to the BP site. I have been investing in homes for around 6 years, I currently have 4 SFR and have mortgages on 3 of them. I would like to be able to increase the number of houses I have, however every bank I have checked with limits you to 3 investment home mortgages.

Reading through some of the blogs I have seen people that 10 plus homes, that I assume all have mortgages, and I am curious what the process is for doing that.

I have found some information about B2R and First Key that have something called a portfolio loan. I was hoping that someone could explain how they worked.

Thanks for any info you can provide!

Kevin