What to do when the seller doesn’t have insurance

[Ismail Sogbaike]

this is one of my clauses I put in my contract that I have sent to the seller. She comes back and tells me that she doesn’t have her home insured. She’s tried many times to get it but the home just needs too much work.

What do I do in this situation??????

[Chris Seveney]

@Ismail Sogbaike

Your mixing two different insurances

She appears to be saying the property is not insured from damage.

Your contract is in regards to title insurance which is clear title

The title company will determine that and typically the seller pays for the title policy and if you get a loan you pay for the lenders policy. Some states it may also be split.

But to reiterate your talking apples and oranges