Anyway around needing 2 years of seasonal work to get a loan.

[Joshua Logan]

I am running into the issue where mortgage companies cant use any of my income due to not having 2 full years of seasonal work history. I Currently own a duplex that I househack and am looking to do the same with another 2-4 unit. Issue with getting a co-signer is it ends up being too much debt to income ratio. i am in the twin cities area and I am just on here wondering if there are any work arounds or if I need to go the creative financing route, try to find a co-signer who makes more money or just wait it out.