House Hacking in NorthShore

[Daymian Mejia]

Hello all! 

Long-time lurker and, first-time posting in a few years. After some travel over the past few years, I find myself back in Boston with a job that could shape up to be pretty okay in the long run. 

Now, with me being back I'm returning to my original plan of wanting to house hack in the Greater Boston Area. I've mainly had my eyes on the Northshore area as well Revere, Malden, Saugus, etc. Lowell also caught my eye recently. I'm also open to the Southshore but am a lot less familiar with the areas except for Brockton. 

The idea would be to pick up something in the 650k-800k with an FHA loan. I would be OK with doing a single family and then renting the rooms if that was the only option. My original idea was to grab a 2 family and lower the cost as much as possible I'm OK with just having a property that can allow me to pay less rent -- it doesn't have to be a cash flow out the gate. 

Some numbers below for reference: 

I currently am taking home about 140,000 pre-tax. My goal would be to have about 60K total to put into something. I would hope to really be looking for opportunities in the fall of next year and close in 2026 or sooner. I'm posting now to get a head start and hopefully connect with any agents who may be familiar with decent opportunities. I am open to do any tours just to get familiar with the areas and the general atmosphere of the areas. I've been away in SoCal for about 4 years so I'm a bit out of touch with the market here. 

Thank you in advance for any replies. I look forward to chatting!