Question Regarding FHA Loan for House Hacking is

[Saed Rabu]

Hello! 

I am reaching out with a question regarding FHA loans for house hacking and would appreciate your valuable insights on potential lenders.

Allow me to provide a more detailed overview of my situation. I am currently in my final year of college and have recently established a mobile window tint business, yielding approximately $10k per month. My credit score stands at a solid 771. Over the past two years, I derived an annual income of around $12k from a part-time online sales venture, which is duly reflected in my tax filings.

I am navigating the prospect of obtaining an FHA loan for house hacking. While discussing my plans with a lender, they suggested exploring conventional loans and the option of a cosigner due to certain considerations. I am keen to explore FHA loans further and seek your advice on potential lenders who may have experience working with individuals in similar financial scenarios.

Additionally, I would like to inquire if BiggerPockets provides resources or information on lenders specializing in FHA loans for real estate investors.

I want to highlight that I currently have $20k in student debt. I am enrolled in an Income-Driven Repayment (IDR) plan, and as a result, I do not currently have any monthly debt obligation.

Thanks!