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Updated over 1 year ago on . Most recent reply

Michael Gordon's profile image
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Michael Gordon
  • Member since Sep 13, 2023
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Michael Gordon's profile image
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Michael Gordon
  • Member since Sep 13, 2023
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Michael Gordon
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House Hacking

If I Assume an FHA Loan do I have to live in the property?

Michael Gordon
Posted

Hi everyone,

I'm new to Real Estate investing and wanted to know: If I buy a property that has an assumable FHA loan, do I have to live in the property if I assume the loan?

Los Angeles County, California
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Ryan Thomson's profile image
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Ryan Thomson
  • #1 House Hacking Contributor
  • Real Estate Agent
  • from Colorado Springs, CO
  • Member since Jul 21, 2018
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Ryan Thomson's profile image
Ryan Thomson's profile image
Ryan Thomson
  • #1 House Hacking Contributor
  • Real Estate Agent
  • from Colorado Springs, CO
  • Member since Jul 21, 2018
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Ryan Thomson
#1 House Hacking Contributor
  • Real Estate Agent
  • Colorado Springs, CO
1,325
Votes |
1,418
Posts
Ryan Thomson
#1 House Hacking Contributor
  • Real Estate Agent
  • Colorado Springs, CO
Replied

@Michael Gordon Yes. You have to intend to move in within 60 days and intend to occupy it as your primary residence for a year. 

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