Take advantage of paying a GC

[Richard Boyle]

I'm building an ADU on the back of my property and our first big draw is due this week: $58K. I've been bouncing around Chase's business credit cards and it looks like there's a 2.5% cash back card for large purchases ... like a $58K cottage framing, geo, and concrete bill. Over the course of the build I could get back $3400 if I pay with this card, not a ton of money but I'm not going to sneeze at a free mortgage payment.

I've got two more of these draws coming in the next 2 months. Are there clever ways to pay for large real estate purchases that put cash back in my pocket? I created an LLC to get the card ... but now I'm wondering if there are tax benefits I should pursue instead. Any advice is genuinely appreciated.

-Rick