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Updated almost 2 years ago on . Most recent reply

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38
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Nat Love
13
Votes |
38
Posts

House hacking with 20% down??

Nat Love
Posted

So I was wondering, if I had the equity to put 20% down on a house to house hack, wouldn’t that be better than putting 3.5% down? 

Most Popular Reply

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135
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160
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Joshua Filkill
  • Rental Property Investor
  • Columbus, OH
160
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135
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Joshua Filkill
  • Rental Property Investor
  • Columbus, OH
Replied

@Nat Love You could and avoid paying PMI, but at the cost of a way larger down payment. The idea is that you can use that extra money as reserves or find another property to invest in. You could even put it in an index fund and let it grow overtime instead of having it tied up in the property.

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