1st time House hacking

[Samuel Michael Koscher]

Hello, my name is Sam. I have a few questions regarding house hacking. Wanted to get my first property as soon as I can and house hacking is the best way to do it. Will a lender give me a loan even though on paper I don't make enough yearly to afford the loan if I rent out the other unit? Like if there is currently no tenant will they still give it to me

Thanks