15 year or 30 year rental property loan?

[Allen Bannister]

I’m looking to house hack a duplex as my first rental property and I’m stuck on which type of loan to use as a 24 year old with next to no credit and also the length of the loan.

I’ve heard 15 year has lower rates and you can pay your house off more quickly.

But a 30 year loan will free up more cash flow to put towards your next purchase to build up your portfolio.

Any personal experience? Is it preference?