Adu and long term or no adu and short term

[Andrew Etzweiler]

We’re about to move into a 3 bed 2 bath house in White Salmon WA. We’re mainly considering two different strategies:

1.) build a detached ADU. Rent it out long term (60 days or more). Live in the house. Rent the house long term when we move out in a year or two.

2.) section off 2 bedrooms plus 1 bathroom of the main house (separate entrance) and rent out short term. Then rent out the rest of the house short term when we move out in a year or two.

building an ADU triggers a "no short term rental on the property" clause. So, ADU + short term rental isn't an option.

Which one would you go with for maximizing net operating income?