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Updated over 2 years ago on . Most recent reply

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Cameron King
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Landlord Insurance for Landlord living in house with tenants

Cameron King
Posted


Is there a type of  landlord insurance that will offer dwelleing protection, liability coverage and, premises medical protection etc. to a landlord living in the house with tenants that rent by the room?  Does it depend on the insurance provider?

Thanks!

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Jason Bott
#2 Insurance Contributor
  • Insurance Agent
  • Nationwide
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Jason Bott
#2 Insurance Contributor
  • Insurance Agent
  • Nationwide
Replied

@Cameron King if that property is the owner primary residence, a Homeowners policy is the correct policy.  Landlord Liability is then added to the policy to protect the owner.  

Not every insurance carrier is comfortable with "rent by the room", so you may need to call around until you find a competitive option.
 

  • Jason Bott
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