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Updated over 1 year ago on . Most recent reply

Kenny Simpson's profile image
Kenny Simpson's profile image
Kenny Simpson
  • Lender
  • from San Diego, CA
  • Member since Apr 28, 2022
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Kenny Simpson's profile image
Kenny Simpson's profile image
Kenny Simpson
  • Lender
  • from San Diego, CA
  • Member since Apr 28, 2022
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Kenny Simpson
  • Lender
  • San Diego, CA
96
Votes |
137
Posts
Market Trends & Data

HUGE NEWS!!! 5% down with Fannie Mae 2 to 4 units, owner occupied!!

Kenny Simpson
  • Lender
  • San Diego, CA
Posted

Starting November 18, 2023. Huge NEWS!! 5% down on 2 to 4 units with Fannie Mae. NO SELF SUFFICIENCY TEST! You can now use rental income from other units unlike FHA.

49% DTI if you qualify, Mortgage insurance YES, 1 year tax return for self employed more than 5 years, use other rents to help qualify, MAX loan amount ( your county Fannie Mae loan limits), owner occupied only.

More information to come soon!  Great for house hackers :)

San Diego, California
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Eliott Elias's profile image
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Eliott Elias
  • Investor
  • from Austin, TX
  • Member since Jan 5, 2021
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Eliott Elias's profile image
Eliott Elias's profile image
Eliott Elias
  • Investor
  • from Austin, TX
  • Member since Jan 5, 2021
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Eliott Elias
  • Investor
  • Austin, TX
5,552
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Eliott Elias
  • Investor
  • Austin, TX
Replied

These extremely easy to qualify for loans scare me. I've also heard of the 1% down FHA Zillow is offering. Not everyone deserves to take out a loan.

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