Need help with getting creative with some equity

[Darryl Ribeiro Sr.]

I have a problem & I'm hoping I can get some feedback. My fiancé has equity in the home she can't take out because her DTI (debt to income) is about 80%. We were looking to take 30k out of the house to put for a down payment on a fha. Any suggestions on how we can do this?

[Chris Davidson]

@Darryl Ribeiro Sr. if just her is going to be on the loan then increase income or decrease debt. Unless she isn't reporting income that is impressive to be floating life with 20% of your income while rest going debt, or the numbers are wrong.

I would dive more into it and see what you can do, but if her debt really is 80% of her income I don't think adding more debt is a good idea, but each to their own.