Paydex engineering/Us business loans

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These guys claim to be able to sell you a shelf corp about 1.25 yrs old with an established Dunn and Bradstreet paydex score of 80 (minimum)along with a laundry list of other things and they guarantee (on the phone but not in writing) that if you have a 660+ credit score that they will get you a business line of credit NOT PERSONALLY GUARANTEED of around $85k-$200k initially then a month or so later another $100-$200k all for the low low price of $14000.00 non refundable. I have only found very little info on their company. Their office locations are run down and one of the addresses i looked up was a residence!