I am looking to take advantage of my equity

[Marco Barcenas]

Hello everyone! great to be part of this community. I would like to get some advice since I am only starting now with my real estate investing. I bought a rental property 2 years ago for $140k, putting 20% down and now owning $98K. Prices have gone up and the property according to the "Zestimate" could be $192k to $219k. I starter looking for refinancing options and then I get contacted, more than likely broker, offering me the cash I want to get out of the deal "equity". in my case $50k with a fix 6.8% interest rate and of course starting a new 30 year term. all this through text message. The company is supposed to be United Wholesale Mortgage. Could anyone with more experience, advice if this is a good deal or even if it could be a scam? any help will be greatly appreciated.