first home buy for a rental property

[Kyle Krawiec]

I am a novice aspiring RE investor looking to buy my first property and rent it out to students during the school year. When going about purchasing/ getting a loan to buy a property, does anyone have any tips/ suggestions they think are helpful or preferred banks to use? What interest rate should I look for, how much money down should I put? Right now i have a very good credit score in the 700s but very little capital to invest with and I doubt family / friends would or even can afford to loan/gift capital. I do plan on keeping the properties over time and I hear hard money lenders are not good for long hold real estate. Any advice to a first timer would be greatly appreciated.