First Time Home Buyer Loans

[Kyle Gleed]

Hello everyone! This is my first post on the bigger pockets forums! I’m brand new to the idea of real estate investing. A little bit of backstory on my situation and questions. My wife and I are looking to move back to her hometown of Boise, ID. I just graduated college (VERY little student debt, yahoo!) and am wanting to buy my first single family unit or “house hack” in that area. 

I’m a chiropractic student that will begin in Fall via online learning until at least January (maybe longer if they announce my Winter quarter is online as well) after which point we will move to Portland for 2.5 years for Chiropractic school. 

I’m wanting to buy this Boise home via First Time Home Buyer loans. I know that that requires a 1 year commitment as a primary residence on the loan. I’ve heard however that it actually means “majority” of the 1st year. We’re hoping that is the case so we can buy and live in it from a minimum of July-January and then move out and turn it into a rental of the First time home buyer loan. Can anyone validate? Or if this same option is available via a no money down USDA loan?

thank you in advance, Kyle.