First home buyer

[Shawn Erato]

Hi I just moved to Charlotte. I am a United States Citizen but worked my entire life outside of the country. I have no record of income here in the United States. I want to purchase my first home. Who do I talk to or who do I go to in order to get a mortgage under these circumstances. I have money to make the down payment and I have continued income from abroad. Any advice can help. I do not want to waste my money on rent. 

[Jason Wray]

Shawn - If you are interested in buying an investment home first you can use the DSCR program. This can help establish a cash flow position and help you show some income to buy a primary next.