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Updated almost 2 years ago on . Most recent reply

User Stats

6
Posts
1
Votes
Blake Wight
1
Votes |
6
Posts

Lacking Proof of Income/Employment History

Blake Wight
Posted

Hi, I am 22 and just recently graduated looking to get a house in Orange County, California. Since I was young, I have made money doing side hustles/jobs and have saved since. I now have enough for a down payment and some to spare with the help of an FHA loan. My issue though is my employment history and proof of income since I am just about to start my steady job and do not have proof of prior income/employment. My first thought was to do a lease option. I would love to hear other perspectives on my situation and would appreciate any tips, tricks, or workarounds to my dilemma.

Most Popular Reply

User Stats

2,893
Posts
2,330
Votes
Caroline Gerardo
  • Lender
  • Laguna Niguel, CA
2,330
Votes |
2,893
Posts
Caroline Gerardo
  • Lender
  • Laguna Niguel, CA
Replied

Copy of college degree, job offer w-2 in writing, good credit, first paycheck, the money in checking and you have the pieces you need to do a FHA loan.

Congrats!

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