Updated over 2 years ago on . Most recent reply
Lacking Proof of Income/Employment History
Hi, I am 22 and just recently graduated looking to get a house in Orange County, California. Since I was young, I have made money doing side hustles/jobs and have saved since. I now have enough for a down payment and some to spare with the help of an FHA loan. My issue though is my employment history and proof of income since I am just about to start my steady job and do not have proof of prior income/employment. My first thought was to do a lease option. I would love to hear other perspectives on my situation and would appreciate any tips, tricks, or workarounds to my dilemma.
Most Popular Reply
Copy of college degree, job offer w-2 in writing, good credit, first paycheck, the money in checking and you have the pieces you need to do a FHA loan.
Congrats!