Creative structuring for first time home buyer

[Patrick John]

Hello all, new to BP as I am looking to get into REI. My first plan is to get into a primary residence.

There is a house we love that was put on the market 1/4/23 for 499K , it was just lowered to 479K yesterday. The location of the house is very desirable and it is very rare for property to go up for sale in this location. 
A little about the property incase it helps 

3 bedroom /1 bath with full finished basement. Every room was renovated in the last 3 years except for the kitchen, very outdated. 

The problem we have is we do not have enough down payment money. We were looking to buy in 2024. We only have about 10K right now cash and 25K in a 401K( we don’t want to touch but we know we can use as reserves in mortgage process) by the middle of 2024 we should have about 75K. We both have excellent credit and no debt. Making about 180k combined. 

What I want to know if is there anyway we could creatively structure some type of deal to get into this house ? 

Eventually we would add on 2 bedrooms and 1 bath to the home. 

Just looking for potentials options that I might not be aware of.