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Updated about 2 years ago on . Most recent reply

User Stats

33
Posts
5
Votes
Quentin Thiery
  • Interior Decorator
  • New York, NY
5
Votes |
33
Posts

Debt Service Coverage Ratio loans - More info about it?

Quentin Thiery
  • Interior Decorator
  • New York, NY
Posted

Hi BP,

I hope everyone is well! I haven't read much about DSCR loans; but as far as what i understand - it focuses more on about the potential rental income and overall health of the investment rather than your personal income and/or credit score? I'm guessing the caveat means you need to bring 15-25% down payment and that's sometimes difficult for certain new investors like myself?

Thank you and let me know if some lenders or RE pro's out there know more information DSCR loans!

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