Renting out home on FHA loan to help pay for mortgage?

[Benjamin Kleschinsky]

So I'm qualifying for a mortgage for the first time.

The mortgage is $3500/month. I make $4000/month while I attend college. After I graduate with the combined income from my spouse, we would be making significantly more than the monthly payment.

Right now though we have not moved in together, and I'm finishing college before my higher paying career starts.

I was reading this, and it says that you cannot rent out an FHA mortgaged home until you've lived there for a year?

https://homeguides.sfgate.com/...

Yet I've read some conflicting posts saying that you can.

Reason being... renting could help pay for property taxes while I attend school.

[Trevor Alexander]

Quote from @Bill B.:

If you’re mortgage is $3500 they’re going to want an income of about $12,500/mo to qualify. It will be up to that lender to decide how long you have to make that income before you qualify. Is it 6 months or a year or longer?

They’ll want that income before any rent collected. If it was a rental only property they would give you 70% credit for the first 2 years then 100% credit for the rent. 

He doesn't need to have a 28% DTI ratio to qualify. FHA will give an approve/eligible up to 46.9% front end and 56.9% back end.