Buying a rental property before buying a primary residence

[Joshua Milam]

Hello everyone, rookie investor here. My plan is to use a first time home buyers program, FHA loan 3.5% down on a duplex or triplex from about a year from now and house hack the rest of the rooms. My question is if I purchased a rental property before I had my own primary residence (the duplex or triplex) would that hurt my chances of obtaining the FHA loan? I have already asked two lenders and they did not have an answer for me off the top of their head. Any suggestions are appreciated. Thank you.

[Kimberly Elson]

Owning property/ having another loan does not in itself affect being able to get an fha loan. It may affect your dti which could affect your chances of getting any type of loan.