beginner in investment

[Emmanuel Cano]

I have a question, I own my house and I have been trying to refinance but I do not have enough equity in the property, and all the companies that I have contacted, ask me to try to make more payments to try to lower what I have to pay on my debt, which is 156 to this day ,the house is valued at 183, my question is can I take out a personal loan maybe 10 or 15 k and put it on the principal of the house or use that money for my first investment? What I can do ? any advice will be greatly appreciated.